DRAFT — skeleton only. Replace with reviewed legal copy before any paid traffic.

Terms of Service

Last updated: [date]

1. The service

[What Starling is, who may use it, minimum age.]

2. Your account

[Account responsibility, accurate information, security.]

3. Subscriptions and billing

[$20/month plan, prepaid top-ups, renewal, cancellation, refunds.]

4. Acceptable use

[Prohibited uses, abuse, rate limits.]

5. AI outputs and limitations

[Agents can be wrong; not medical, legal, or financial advice; user judgment required.]

6. Your content and data

[Ownership of user content, license to operate the service, see Privacy Policy.]

7. Termination

[Suspension, termination, effect on data.]

8. Disclaimers and liability

[Warranty disclaimer, limitation of liability.]

9. Changes and contact

[How terms change, how to reach us.]